Course Description

4-Hour Annuity Best Interest/Suitability – Tennessee

Approved by the Tennessee Department of Commerce & Insurance | Provider #500032204 | Course ID #6000205174 ✅
Only $19.99 — No added or extra fees (includes Tennessee’s $4 state reporting fee)

Master the NAIC Best-Interest standard for annuity recommendations in a fast, affordable format. This 100% online, self-paced 4-hour course lets you log in/out anytime, finish on your schedule, and download an instant certificate. We report your credits within 24 hours. With 10+ years serving thousands, 1st Choice CE makes compliance clear and hassle-free.

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Who Should Take This Course?

• Tennessee resident or nonresident insurance producers/agents who sell, solicit, or negotiate annuities

• New annuity writers who need the one-time 4-hour Best-Interest training

• Experienced agents seeking a concise refresher on disclosures, documentation, and senior-client safeguards

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Tennessee CE & Renewal — What to Know

• Most producers: 24 total CE hours every 2 years, which must include Ethics hours.

• Annuity Training: Tennessee follows the NAIC Best-Interest model; producers must complete a one-time 4-hour Best-Interest/Suitability course before selling annuities (this course fulfills that training).

• Transparent pricing: Many providers add Tennessee’s $1 per CE hour reporting fee at checkout. Your $19.99 price already includes the full $4—no surprises.

• Delivery: 100% online and self-paced; progress saves automatically.

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How to Renew (Step-by-Step)

Step 1 — Plan your CE. Aim for 24 hours for your two-year cycle (including Ethics). If you sell annuities, ensure you’ve completed the one-time 4-hour Best-Interest course.
Step 2 — Complete this course online. Learn anywhere, anytime; your place is saved.
Step 3 — Get your instant certificate. Download immediately for your records and carrier appointments.
Step 4 — We report within 24 hours. Your credits are submitted promptly to Tennessee.
Step 5 — Renew on time. File your renewal by your due date and retain your certificate.

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What You’ll Learn — Course Outline (4 Hours Total)

 

Hour 1 — Regulatory Framework & Best-Interest Standard
NAIC model purpose; key definitions (recommendation, consumer profile, material conflict, replacement); duties of care/disclosure/conflict-mitigation; suitability vs. best-interest; insurer vs. producer roles; documentation & recordkeeping.

Hour 2 — Producer Duties Across the Sales Process
Consumer profile data collection; needs analysis & reasonable-basis determination; disclosure of features/fees/risks; compensation & conflict disclosures; replacements/1035 comparisons; working with seniors & vulnerable adults.

Hour 3 — Annuity Products, Riders & Risk–Reward
Fixed/indexed/variable annuities; common riders (GLWB/GMWB, GMAB, DB, NH waivers); surrenders/MVAs/free-look; explicit & implicit costs; tax basics (deferral, RMDs, early-distribution penalties); limits on back-tests & hypotheticals.

Hour 4 — Supervision, Advertising, Ethics & Case Studies
Insurer supervision & file review; advertising rules (digital/social/seminar); prohibited sales practices (twisting/churning/misrepresentation); complaints & remediation; multi-state nuances/reciprocity; applied case studies with full documentation.

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Why Choose 1st Choice CE?

✅ State-Approved (Provider #500032204, Course #6000205174)
✅ $19.99 flat — no extra fees (includes Tennessee’s $4 reporting fee)
✅ 100% Online & Mobile-Friendly
✅ Self-Paced — Log in/out anytime
✅ Instant Certificate
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Support by Call or Text — 1-800-698-2770

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Related Courses / Other Courses You May Need

Cover the rest of your Tennessee insurance CE with our other Tennessee courses:

• 3 Hour Ethics for Insurance Agents - Tennessee

• 4 Hrs Long-Term Care Insurance Partnership Training - Tennessee

• 3-Hour Flood Insurance (NFIP) - Tennessee

Support When You Need It

✅ Have a question about Tennessee annuity training, the Tennessee Department of Commerce and Insurance, or this course? Call or text us at 1-800-698-2770.

We also speak Spanish.

Enroll Now

✅ Enroll in the 4-Hour Annuity Best Interest/Suitability course for Tennessee for $19.99 and check off your one-time annuity training and 4 hours of CE today.

Frequently Asked Questions

Is this course approved in Tennessee?

Yes. It is approved by the Tennessee Department of Commerce and Insurance under Provider #500032204 and Course ID #6000205174.

Does this course satisfy Tennessee's one-time annuity training requirement?

Yes. Tennessee requires producers to complete a one-time 4-hour Annuity Best Interest/Suitability course before selling annuities, and this course is built for that requirement.

How many CE hours does this course provide?

4 credit hours.

How much does the course cost?

$19.99 - the Tennessee $1.00 per credit-hour reporting fee (a total of $4.00) is already included.

What is Tennessee's total CE requirement?

24 hours of CE every 2 years, including 3 hours of Ethics. Renewal is tied to your birth month.

Is the course 100% online?

Yes. The course is 100% online and self-paced.

When will I get my certificate?

You can download your instant certificate of completion the moment you finish.

Do you report my hours to the Department?

Yes. We report your hours to the Tennessee Department of Commerce and Insurance within 24 hours of completion.

Who should take this course?

Tennessee resident and nonresident insurance producers and agents who sell, solicit, or negotiate annuities.

What does the course cover?

Regulatory framework and the NAIC best-interest standard; producer duties across the sales process; annuity products, riders, and risk-reward characteristics; and supervision, advertising, ethics, and case studies.

Is there a money-back guarantee?

Yes. The course is backed by a money-back guarantee.

What if I need help during the course?

Call or text us at 1-800-698-2770 and a team member will help. Spanish speakers welcome.

Course Details

• Approved by Tennessee Department of Commerce and Insurance
• Approved Provider #500032204
• Approved Course #6000205174
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.