Course Description

3 Hour Ethics for Insurance Agents – Massachusetts

Approved by the Massachusetts Division of Insurance | Provider #500032040 | Course #6000204467 ✅
Only $19.99 — No added or extra fees. (Includes the state’s $4.50 roster/reporting fee for 3 hours.)

Complete your Massachusetts Ethics requirement the fast, affordable way. This 100% online, self-paced course lets you log in/out anytime and download an instant certificate when you finish. We report your credits to the Division within 24 hours. With 10+ years serving thousands of licensees nationwide, 1st Choice CE keeps renewal simple.

Who Should Take This Course?

Massachusetts resident and nonresident insurance producers (all major lines) who need the 3-hour Ethics requirement for their CE cycle. Massachusetts requires 3 hours of MA-approved ethics each triennium. Massachusetts Government

Massachusetts CE & Renewal — What to Know

• Total CE required:

  • First renewal: 60 hours (includes 3 hours Ethics). Massachusetts Government+1

  • Subsequent renewals: 45 hours every 3 years (includes 3 hours Ethics). ExamFX+1

• Ethics requirement: 3 hours of MA-approved Ethics each triennium (this course). Massachusetts Government

• Renewal timing: Licenses renew on a triennial cycle aligned to your renewal date; complete CE before renewing. Prometric

• State reporting fee: Massachusetts (via SBS) assesses $1.50 per CE hour; many providers add this at checkout. Your $19.99 price already includes the $4.50 fee—no surprises. Prometric+1

How to Renew (Step-by-Step)

Step 1 — Know your total hours.

• New producers: plan for 60 hours this first term; returning producers: 45 hours each triennium. Ethics (3 hrs) is part of that total. Massachusetts Government+1

Step 2 — Complete this Ethics course online.

• Self-paced on any device; progress saves automatically.

Step 3 — Get your instant certificate.

• Download immediately for your records.

Step 4 — We report for you.

• We submit your 3 Ethics credits to Massachusetts within 24 hours.

Step 5 — Renew your license.

• File your renewal with the Division of Insurance by your due date and keep your certificate.

What You’ll Learn — Course Outline (3 Hours Total)

(From our approved syllabus for Massachusetts producers.)

Hour 1 — Core Ethical Duties of the Insurance Producer
Client’s best interest vs. commissions/quotas; conflicts of interest & disclosure; truthful advertising/illustrations; ethical recommendations & replacements; elder/vulnerable-client protections; cultural competence & anti-discrimination.

Hour 2 — Market Conduct, Compliance Foundations & Records
Unfair trade practices & inducements; privacy & data ethics (NPI/PHI); AML & fraud red-flags; ethical documentation & 5+ year record retention; complaint handling & corrective action; supervision, training & delegation ethics.

Hour 3 — Applying Ethics Across Lines & the Client Lifecycle
Life/annuities (suitability/best-interest); health/Medicare & disability (networks/total cost); personal lines P&C (adequacy vs. price); small-business/commercial transparency; post-sale duties & renewals; ethical use of technology, AI & comparative raters.

Why Choose 1st Choice CE?

✅ Massachusetts DOI–Approved (Provider #500032040, Course #6000204467)
✅ Only $19.99 — No extra fees (roster/reporting included)
✅ 100% Online & Mobile Friendly
✅ Self-Paced — Log in/out anytime
✅ Instant Certificate
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Support by Call or Text — 1-800-698-2770

Why Choose 1st Choice Continuing Education

1st Choice Continuing Education has supported insurance professionals for more than ten years. This Massachusetts Ethics course is Division-approved (Provider #500032040, Course #6000204467), priced clearly at $19.99 with the $4.50 Massachusetts roster fee included, fully online and mobile-friendly, and backed by a money-back guarantee.

Related Courses / Other Courses You May Need

Cover the rest of your Massachusetts insurance CE with our other Massachusetts courses:

• 4-Hour Annuity Best Interest / Suitability Course - Massachusetts

• 3-Hour Flood Insurance - Massachusetts

• 4-Hour Long-Term Care Insurance Partnership Training - Massachusetts

Support When You Need It

✅ Have a question about Massachusetts insurance CE, the Massachusetts Division of Insurance, or this course? Call or text us at 1-800-698-2770.

We also speak Spanish.

Enroll Now

✅ Enroll in the 3 Hour Ethics for Insurance Agents course for Massachusetts for $19.99 and complete your Ethics CE today.

Frequently Asked Questions

Is this course approved in Massachusetts?

Yes. It is approved by the Massachusetts Division of Insurance under Provider #500032040 and Course #6000204467.

How many CE hours does this course provide?

3 credit hours - the full Massachusetts Ethics requirement per renewal cycle.

How much does the course cost?

$19.99 - the $4.50 Massachusetts roster fee is already included in the price.

How often does Massachusetts renew insurance licenses?

Triennial (every 3 years). First-time renewals require 60 hours of CE; subsequent renewals require 45 hours - both must include 3 hours of Ethics.

Is the course 100% online?

Yes. The course is 100% online and self-paced. You can study from a phone, tablet, or computer.

When will I get my certificate?

You can download your instant certificate of completion the moment you finish.

Do you report my hours to the Division?

Yes. We report your hours to the Massachusetts Division of Insurance within 24 hours of completion.

Who should take this course?

Massachusetts resident and nonresident insurance producers across all major lines.

What does the course cover?

Core ethical duties of the insurance producer; market conduct, compliance foundations, and records; and applying ethics across lines and the client lifecycle.

Is there a money-back guarantee?

Yes. The course is backed by a money-back guarantee.

What if I need help during the course?

Call or text us at 1-800-698-2770 and a team member will help. Spanish speakers welcome.

Course Details

• Approved by Massachusetts Division of Insurance & Industry.
• Approved Course #6000204467
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.