Course Description

3 Hour Ethics for Insurance Agents – Arizona

Approved by the Arizona Department of Insurance & Financial Institutions (DIFI) | Provider #500032084 | Course ID #6000205109 ✅
Only $15.99 — No added or extra fees (Arizona’s $3 state reporting fee is already included)

Complete your Arizona Ethics requirement the fast, affordable way. This 100% online, self-paced course lets you log in and out anytime, finish on your schedule, and download an instant certificate at completion. We report your credits within 24 hours. With 10+ years serving thousands of licensees nationwide, 1st Choice CE keeps renewal simple and transparent. Questions? Call or text 1-800-698-2770.

Who Should Take This Course?

Arizona resident and nonresident insurance producers/agents in any major line who need Ethics CE for renewal. The class delivers 3 Ethics hours that count toward your Arizona CE total.

Course Highlights

✅ Approved by the Arizona Department of Insurance and Financial Institutions (DIFI) - Provider #500032084, Course #6000205109

✅ 3 CE credit hours (Ethics)

✅ Arizona $1.00 per credit-hour SBS reporting fee (a total of $3.00) included in price

✅ 100% online and self-paced

✅ Instant certificate of completion

✅ Hours reported to the state within 24 hours

✅ Money-back guarantee

✅ Works on phone, tablet, or computer

✅ Phone or text support at 1-800-698-2770

Arizona CE & Renewal — What to Know

• Total CE needed: 48 hours every 4 years, including 6 hours of Ethics during the term. DIFI+1

• Renewal timing: CE must be completed by the last day of your birth month in your 4-year term. ExamFX

• Reporting fee: Arizona assesses $1 per credit hour via SBS; your $15.99 price already includes the $3—no surprises.

• Delivery: Online/self-paced CE is accepted; courses may be taken from any approved line unless a specialty requirement applies.

How to Renew (Step-by-Step)

Step 1 — Plan your hours.
Target 48 total hours for the 4-year term, including 6 hours of Ethics.

Step 2 — Take this 3-Hour Ethics course.
Learn on any device; your progress is saved automatically.

Step 3 — Get your instant certificate.
Download immediately for your records.

Step 4 — We report for you.
We submit your credits to the state within 24 hours.

Step 5 — Renew with DIFI.
Submit your renewal before your due date and keep your certificate on file.

What You’ll Learn — Course Outline (3 Hours Total)

(From our approved syllabus; timed in 50-minute hours.)

Hour 1 — Core Ethical Duties of the Insurance Producer
Client best-interest vs. compensation pressure; conflicts & disclosures; truthful advertising/illustrations; ethical recommendations & replacements; protections for seniors/vulnerable clients; cultural competence & nondiscrimination.

Hour 2 — Market Conduct, Compliance Foundations & Records
Unfair trade practices & inducements; privacy, data ethics & cybersecurity; AML and fraud red-flags; ethical documentation & 5-year+ retention; complaint handling & corrective action; supervision, training & delegation ethics.

Hour 3 — Applying Ethics Across Lines & the Client Lifecycle
Life/annuities suitability vs. best-interest; health/Medicare clarity and total cost; personal lines adequacy vs. price; commercial transparency & risk education; post-sale duties & renewal practices; ethical use of technology/AI/comparative raters.

Why Choose 1st Choice CE?

✅ Arizona-Approved (Provider #500032084, Course #6000205109)
✅ $15.99 flat — no extra fees (reporting included)
✅ 100% Online & Mobile Friendly
✅ Self-Paced — Log in/out anytime
✅ Instant Certificate
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Over 10 Years trusted by thousands

Enroll Now

✅ Enroll in the 3 Hour Ethics for Insurance Agents course for Arizona for $15.99 and check off your Ethics CE today.

Frequently Asked Questions

Is this course approved in Arizona?

Yes. It is approved by the Arizona Department of Insurance and Financial Institutions (DIFI) under Provider #500032084 and Course #6000205109.

How many CE hours does this course provide?

3 credit hours in the Ethics category.

How much does the course cost?

$15.99. The Arizona $1.00 per credit-hour SBS reporting fee (a total of $3.00) is already included in the price.

How often does Arizona renew insurance licenses?

Arizona uses a 4-year renewal cycle with 48 hours of CE every 4 years, including 6 hours of Ethics. CE is due the last day of your birth month.

Does this 3-hour course satisfy my full Arizona Ethics CE requirement?

It covers 3 of the 6 hours of Ethics required over the 4-year cycle. Combine it with additional approved Ethics CE to satisfy the full requirement.

Is the course 100% online?

Yes. The course is 100% online and self-paced. You can study from a phone, tablet, or computer.

When will I get my certificate?

You can download your instant certificate of completion the moment you finish.

Do you report my hours to DIFI?

Yes. We report your hours to the state within 24 hours of completion.

Who should take this course?

Arizona insurance producers and agents in any major line, including resident and nonresident producers.

What does the course cover?

Core ethical duties (best-interest vs compensation, conflicts and disclosures, illustrations, replacements, senior protections); market conduct, compliance, and records (unfair trade practices, privacy and cybersecurity, AML, retention, complaints); and applying ethics across lines (Life and annuities, Health and Medicare, personal lines, commercial, post-sale, AI and raters).

Is there a money-back guarantee?

Yes. The course is backed by a money-back guarantee.

What if I need help during the course?

Call or text us at 1-800-698-2770 and a team member will help. Spanish speakers welcome.

Course Details

• Approved by Arizona Department of Insurance & Financial Institutions (DIFI)
• Approved Provider #500032084
• Approved Course #6000205109
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.